Why Does Congress Hate America?

By Michael Collins

Oh, it’s just that Collins guy mouthing off again.

Actually, I was far too easy on Congress yesterday in Lawless Nation – Congress.

Here’s why: HR 3808 The Interstate Recognition of Notarizations Act of 2010

The bill is the response to the events outlined in a story that Numerian scooped on foreclosure problems. The banks are in big trouble. They failed to follow the law and rules in handling mortgages. Instead of foreclosing on home owners, those upside down and under water can consider strategic defaults on the mishandled notes. Legal efforts have reached a point where there’s a “tsunami of legal action against mortgage servicers” as Tyler Durden calls it.

A clever Mandarin somewhere figured out that by changing the law on notarizations, after the fact, Congress could stop the tsunami by “making it more difficult for homeowners to challenge foreclosure proceedings against them.” (See Ellen Brown)

HR 3808 passed both houses of Congress with ease. How? (See “Major Actions”) On April 27, it passed the House by a voice vote. On September 27, it passed the Senate unanimously. It took just minutes for the bill to pass in both chambers. Things move right along when there’s no debate.

It was more important for Congress to fix things for the bankers than to keep constituents in their homes in the midst of a relentless financial crisis, as a cold winter approaches. Congress has inherent contempt for the people. We’re probably not even important enough to hate.

Here’s the Smoking Gun

The bill originated in the House and passed without debate on April 27. It had a Republican sponsor and three cosponsors for a split two Republicans and two Democrats. The House version of the bill was sent to the Senate months ago. It sat dormant in the Senate Judiciary Committee until things got dicey and strategic defaults emerged as a real possibility due to rule breaking on a massive scale in the mortgage industry.

As if by magic, the bill emerged from committee and was passed unanimously by the United States Senate.

From the Congressional Record – a Smoking Gun for the Big Fix

Leahy let the bill out of his committee. Casey was the bag man. But everyone from top to bottom in both chambers was in on it. Hold them all accountable. Can you imagine any Republican stopping it? Would Senate Finance Chair, Chris Dodd, (D-CT) have stopped it? Where was Rep. Barney Frank (D-MA) when this beast was born in the House?

“… with no intervening action, and any statement be printed in the Record.”


This is how they cover their tracks creating plausible deniability, to use a DC term. The people don’t deserve a debate and, come to think of it, Mr. Casey may have thought, they don’t even deserve a written record. We’re just the chumps, the pawn to be moved around the chess board of their strange world so disconnected from reality.

Winners and Big Losers


Lets start with the losers first.

Big Losers: Every member of the U.S. House of Representatives who knew about this bill and failed to object; the Speaker of the House; and, the majority and minority leadership. And, of course, the sponsor and three co-sponsors of HR 3808: sponsor, Rep. Robert Alderholt (R-AL) and co-sponsors Representatives Bruce Braley (D-IA), Michael Castle (R-DE), and Artur Davis (D-AL).

Big Losers: Every member of the United States Senate who knew about this bill and failed to object plus the majority and minority leadership. Special mention goes to Senator Patrick Leahy (D-VT), Chairman of the Senate Judiciary Committee for letting the bill go and Sen. Robert Casey (D-PA), who introduced the bill for passage without comment and without any statements on the Record. Casey made sure that the bill passed unanimously.

Winner: Numerian for the best comprehensive analysis of the failure of foreclosures and emergence of strategic defaults in The Devil’s in the Details plus the cadre of financial bloggers who flesh out these stories.

Winner: President Barack Obama who did a pocket veto of this bill thus killing it for the time being. Well done!

Winner: White House blogger Dan Pfeiffer who explained the president’s pocket veto. After diplomatically stating why the bill was nixed, Pfeiffer said, “The authors of this bill no doubt had the best intentions in mind when trying to remove impediments to interstate commerce.” White House Blog Oct 7 Irony with a tinge of condescending sarcasm. Well done!

Watch for the sequel, Re-Animator II – How Congress Tries Again to Save the Big Banks.



HR 3808 and Summary of Major Actions

This article may be reproduced in whole or in part with attribution of authorship and a link to this article.

12 responses to “Why Does Congress Hate America?

  1. Thanks for sharing this post. Enjoyed it. Been looking at some of your points before. Also good things with the refering links. Give visitors the possibility to gather further information.

    Great thing, best regards

  2. how do these fruitcakes live with themselves? thanks for the article, it’s an excellent heads-up.

    • Michael Collins

      I’m not even going to ask what that is! But I’ll bet it fits the bill.

      Can you believe this (rhetorical)? These lawless scoflaws are ready to put people out of their houses and they do it in the dark of night. The Congressional Record is primary evidence.

      Casey knew, Leahy knew and the rest of them knew.

  3. Michael Collins

    I’m not even going to ask about the monkey ceremony. I’m sure it’s appropriate for the circumstance;)

    These lawless, pampered, minions to the extremely wealthy are ready to turn people out in Winter – W I N T E R – in a depression with millions on welfare and running out of unemployment compensation Willing to work, citizens have no opportunities.

    But Congress is different, it’s the easiest job in the world with guaranteed security.

    I’d say shame on them but they have no shame.

  4. Michael Collins

    Thank you. That looks fascinating.

  5. Thanks for this astute article. As one of those undeserving millions who may lose my home, has gone bankrupt, and living on SSI/Disability, and running a Sanctuary for ElderAnimals and Special Needs Animals (501[c][3]), I have to consciously keep my mind from straying every day, toward the possibilities of being thrown out in winter with these animals, whom I REFUSE to euthanize. I will fight like Ruby Ridge to keep these animals with a roof over their heads. For me, I could live in a tent and eventually die of the cold (sooner rather than later), but for them, who have already seen the underbelly of the human beast in so many indescribable ways, I will fight. Knowing that the gov’t. made it oh so much more possible, well, fodder for my cannon.

  6. Read the above link, that’s us, only we haven’t been able to pay for a while. They jerked us for over a year, and then shitcanned us, so we also said FUCKIT.

  7. Yea, I saw that. Did you hear about the guy out in, I think it was Michigan, who bulldozed his house before the bank’s short sale? I gave him alot of credit, and it made me laugh!

  8. Thanks. That’s an interesting story. I met him a few years ago, Curtis, and he has quite a story to tell.

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